Telematics: Drive Smart. Save More.

Telematics is a technology that uses a mobile app or device to provide insight into your driving habits. Depending on the program, it may monitor factors such as braking, acceleration, mileage, and driving patterns.

Many telematics programs offer an initial discount simply for enrolling, with the opportunity to earn additional savings based on your driving habits over time. This gives you an easy way to potentially save on your auto insurance while being rewarded for safe driving.

How it works:

  1. Enroll in your insurance company’s telematics program.
  2. Drive normally while the app or device records eligible driving information.
  3. Earn potential savings based on your driving performance and the rules of your specific program.

Have questions about telematics or whether it could benefit you? Contact our team to learn more about your options.

telematics app

More Information From Our Trusted Providers

Travelers Insurance

Our IntelliDrive telematics programs provide valuable tips about safer driving behaviors and reward safer driving with savings on your auto insurance. Note: riskier driving habits may result in a higher premium.*

Each program uses a smartphone app to capture driving behaviors of enrolled drivers, which can reward safer driving with savings on auto insurance.* You will get positive reinforcement for your safer driving behaviors and tips on how to improve based on your personalized driving data.their behavioral improvements over time.

Progressive Insurance

Progressive’s Snapshot program personalizes your car insurance rate based on your actual driving. It’s technically called usage-based insurance. That means you pay based on how and how much you drive instead of just traditional factors. In most states, you get an automatic discount. Read the associated disclosure for this Snapshot claim just for participating and a personalized rate at renewal depending on your results. While your rate could increase with high-risk driving, most drivers save with Snapshot.

Nationwide

If you’re a driver committed to staying alert, avoiding distractions, and following the rules of the road, we’re going to reward you for it. SmartRide, a usage-based insurance program, gives you personalized feedback to help you make even safer driving decisions. You’ll earn an instant discount when you sign up. The safer you drive, the higher the discounts you could get. Your driving trends will determine your discount based on 4 factors: miles driven, hard braking and acceleration, idle time and nighttime driving.

AAA

For more than 100 years, AAA has been keeping members safe and secure on the road. AAA Auto Insurance with MySafeDrive rewards safe drivers with the extra savings they deserve – and the protection they expect from AAA. The family sharing feature provides parents and young drivers with real data to help coach and motivate each other to drive safely. With insights like trends and steaks, drivers can see their behavioral improvements over time.